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Here's Why You Need Health Insurance Right Now

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Here's Why You Need Health Insurance Right Now

Now that the holidays are over, it's time to take care of you. And if finding health insurance is one of your New Year's Resolutions, you need to make it happen ASAP.

First, having health insurance is an absolute must. You simply can't afford to go without it. Second, you only have a small window of time before you completely miss out on your best options for affordable coverage.

But these aren't the only reasons to shop for a health plan! Here's why you need to get insured right now.

1) Open Enrollment 2016 Ends Soon

The Open Enrollment Period is the only time each year when you can sign up for a major medical (a.k.a. Obamacare-compliant) plan. Last year, Open Enrollment ran for six months -- all the way to March 31. This year, it's only three months long. The last day of enrollment is January 31, 2016. And if you miss the deadline, you'll have to pay a tax penalty.

2) You Can Get Help Paying For Your Plan

If you buy health insurance through Obamacare, you can get help paying for your insurance costs. But remember, Obamacare plans are only offered during Open Enrollment. If you want to qualify for a healthcare subsidy, you have to buy a plan before January 31.

3) You Get More Than Just Health Insurance

Health insurance plans offer more than just a shield from huge medical expenses. They also offer incentives for you to keep up your healthy habits. These incentives can include discounts for gym memberships, nutritional supplements, and medical equipment. They can also cover physical therapy sessions, counseling sessions, and more.

When you take care of your health, you reduce the risk of costly medical problems down the line. Why not take advantage of insurance benefits that support your health and your savings?

4) You Have Options Outside Of Obamacare

Hate Obamacare? Don't want to buy a plan through the government? You have options! If you miss Open Enrollment, or you just don't want an Obamacare plan, you can look for alternative health plans.

These plans can cover you for a specific period of time, or they can help pay for major emergencies. If you're interested in alternative coverage, talk to an insurance agent through First Quote Health.

5) You Can Get Expert Help For Free

You've been through it before. The hours wasted browsing government healthcare exchanges. The major headaches trying to compare plans on private insurance websites. Shopping for health insurance is almost as frustrating as spotty wifi.

But you can get help finding a plan. Just use a health insurance comparison site like First Quote Health. You'll be put in touch with an expert agent who can track down coverage that's tailored to your budget and health needs. And best of all, an agent's help is 100% free. You won't pay anything to sign up for a plan.

With one call and a few minutes of your time, you can sign up for a health plan that works for you.

6) You're Taking A Huge Gamble Without Health Insurance

You might think you're fine without healthcare coverage. That might be true today. But what happens if you have an unexpected emergency tomorrow? If you're uninsured, you risk losing tens of thousands of dollars to pay for your illness or injury.

Here's the bottom line: You need health insurance. You don't have to get it through Obamacare, but you have to buy it now. Every day that you go uninsured, you put you and your family at risk of losing everything.

Pick A Plan Today!

The majority of health insurance shoppers wait until the last week -- even the last day -- of Open Enrollment to find a plan. Don't wait until you're desperate. Take just a few minutes right now, and compare plans through First Quote Health. With free help from an agent, you can get insured in the time it takes to brew your morning coffee.

Check off your first resolution of 2016. Sign up for a plan today!

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Friday, January 15, 2016